Create A Personal Financial Statement In Minutes

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WorthSheet™ Saves Time

Avoid manual calculations and messy bank Personal Financial Statement

WorthSheet™ Excel Template is 10x better and faster than filling out Bank Personal Financial Statements.

DYNAMIC CATEGORIES AND DROPDOWNS

Tailored to Create Personal Financial Statement super-fast

Comprehensive list of categories based on 100s of Personal Financial Statement. Flexibility to add additional categories too.

GETTING STARTED

How To Use WorthSheet™
Personal Financial Statement Template

Ready to streamline your bank loan application? Download Worthsheet now and master your financial statement with ease. Since our launch, we’ve been dedicated to transforming how you prepare for bank loans. No more complex paperwork or confusing processes.

1. Download Personal Financial Statement Template

Ready to streamline your bank loan application? Download Worthsheet now and master your financial statement with ease.

2. Open the spreadsheet

Ready to streamline your bank loan application? Download Worthsheet now and master your financial statement with ease.

3. Follow the intuitive layout to input your data

Ready to streamline your bank loan application? Download Worthsheet now and master your financial statement with ease.

4. Print your WorthSheet™ Personal Financial Statement

Ready to streamline your bank loan application? Download Worthsheet now and master your financial statement with ease.

Safe and Secure Template

Trusted

Universal template that can be tailored for personal or financial services needs.

Safe & Secure

Template available for download to Sheets or Excel. Save and store to your folder.

Easy to Use​

Add categories and and accounts to create your own custom Personal Financial Statement.

Automated

Template sections pre-build to calculate category totals, Asset totals, Liability totals, and Net Worth.

Simple Customization

Users can create tabs for multiple time periods and add notes/links to documents for future reference.

 

Download Personal Financial Statement Template for FREE

Make your life easier and

JOIN OUR COMMUNITY

Over 9,000 Downloads of WorthSheet Personal Financial Statements

With Worthsheet, effortlessly prepare, tailor, and submit your financial statements for bank loans.

Start today — compare and select banks offering the most favorable rates for your financial needs.

“Bank requested Personal Financial Statement as part of a SBIC business loan application”
Zach
39 years old
Nashville, Tennessee
“My Financial Advisor asked me for my financial data to create a personal balance sheet”
William
22 years old
Whitefish, Montana
“Created Personal Financial Statement for two banks to get pre-approved for a mortgage”
Wendy
34 years old
Austin, Texas
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Still have questions?

Frequently Asked Questions

A personal financial statement (PFS) is a summary of a person’s financial health and includes a comprehensive list of personal assets (items of value that an individual owns) and liabilities (debts or obligations). A personal financial statement is required in order to receive a loan or mortgage. Download the Worthsheet template for guided instructions to complete a personal financial statement.

Preparing a PFS is crucial for several reasons: it is often required when applying for loans or mortgages, helps in planning personal finances, aids in investment decision-making, and is useful for wealth management. It provides a clear picture of your financial situation, which is essential for making informed financial decisions.

A PFS should include all assets, such as bank accounts, real estate, investments, and personal property valued over a certain amount. It should also list all liabilities, including mortgages, personal loans, credit card debts, and any other financial obligations. Finally, it should reflect the individual’s net worth by subtracting total liabilities from total assets.
It is advisable to update your PFS annually or whenever there is a significant change in your financial situation. Regular updates ensure that the statement accurately reflects your current financial status, which is essential for effective financial planning and decision-making.
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